May 10, 2021

Traffic lights to show homes’ flood risk

first_imgThe Association of British Insurers (ABI) is urging estate agents and property websites to provide up-front information about flood risk, using a simple traffic-light style mark, as it reveals that fewer than one in three people researched the flood risk of the property before buying their current home. It sounds simple but will it put buyers off before they even view a property with anything less than a ‘green light’?Greg Bryce, Managing Director of SearchFlow, property intelligence specialists, says, “There has been a growing focus within the industry to improve the transparency and quality of information for homebuyers prior to their purchase. With so few buyers investigating flood risk when buying a home, the call from the Association of British Insurers (ABI) for more upfront information on flooding is welcomed.“However, the information proposed by the ABI should not be construed as a definitive risk assessment or unnecessarily deter people from purchasing a property. Regardless of whether flood risk information is made available on property details from the outset, it is recommended that conveyancers conduct specific searches for flood risk, and to arrange for an in-depth assessment by a technical expert if there is any flood risk to the property.“Homebuyers informed of a potential flood risk will be very wary of purchasing a property in a flood risk area. But for many, despite searches revealing there is a risk, it may not happen. Homebuyers need to be informed of any risk so they can ensure they are properly protected; just in case.“The consequences of flooding are clearly devastating for homeowners and, for many, this has been compounded by insurance premiums skyrocketing with exceedingly high excess, or worse, homeowners unable to insure their property against the risk of flood.“To aid those in high risk flood areas, a joint industry and Government sponsored affordable flood insurance scheme, Flood Re, was rolled out in April 2016. It enables flood cover to be affordable for those households at highest risk of flooding.The conveyancing sector is in the best position ever to ensure homebuyers are properly protected with the right insurance in place and fully informed of potential risks prior to a purchase. Leading data search providers for the conveyancing industry are providing the most comprehensive and up-to-date data on flood risk areas to help ensure conveyancers carry out their due diligence with confidence.” HOT TOPIC This story is being discussed in the forum nowThe Negotiator says:Flood risk traffic lights: will they put buyers off?Have your say Traffic lights show homes’ flood riskinsurance ABI Flood flood risk September 30, 2016Sheila ManchesterRelated articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Associations & Bodies » Traffic lights to show homes’ flood risk previous nextAssociations & BodiesTraffic lights to show homes’ flood riskInsurers ask agents to show risk graphics on property EPCsSheila Manchester30th September 20160763 ViewsHOT TOPIC This story is being discussed in the forum nowThe Negotiator says:Flood risk traffic lights: will they put buyers off?Have your say Traffic lights show homes’ flood risklast_img read more

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Police seize 150 copies of No Offence magazine

first_imgCherwell can reveal that 150 copies of No Offence magazine have been confiscated by Thames Valley Police following a complaint by a student about their distribution outside Freshers’ Fair last week.The magazine, edited by Exeter PPE student Jacob Williams and Oxford resident Lulie Tanett, grew out of the Facebook discussion group Open Oxford. According to its Facebook page, it is “a new political magazine based in Oxford, devoted to controversy and free speech”. It has attracted controversy for articles including a defence of colonialism, a graphic description of abortion and an article entitled ‘Islam is not the religion of peace’.OUSU has generated controversy of its own after banning the publication from Freshers’ Fair, and the magazine was instead distributed outside the Exam Schools, where Freshers’ Fair was taking place.Police were alerted to the distribution of the magazine by Kiran Benipal, co-Chair of OUSU’s Campaign for Racial Awareness and Equality (CRAE). Benipal told Cherwell, “I, and the other OUSU campaign chairs were aware that Jacob Williams was handing out No Offence outside Freshers’ Fair on Wednesday, but assumed because it was outside our event it was outside the realms of our control.“It was then suggested to me by a law student that JW [Jacob Williams] might need a licence to disseminate any materials.“On my shift at Freshers’ Fair, I was confronted by a fresher who also happened to be a survivor of sexual assault and had read No Offence having been handed it outside the Freshers’ Fair. Until this point, I had avoided reading it myself but felt this fresher’s welfare was in my remit since she had come to me. I read it, and understood instantly why she was in such a state – as a survivor of sexual violence myself, the assertion that survivors should go on “rape swaggers” was horrifying for me (a seasoned veteran of JW’s bullshit), but must have just been awful for someone in their very first week of Oxford.“It was then that it occurred to me – even if he doesn’t need a licence to hand No Offence out, it was certainly offensive material and assumed it must be criminal to hand out hate speech against women, people of colour, etc.“While on my shift at Freshers’ Fair, I called it into the police. I called in anonymously, so I am fully aware that it was not the police who made students aware of my reporting.“I later learned that the erotica (actually written by a friend of mine) got everyone into a lot of trouble, but that’s not at all why I called it in. “I wasn’t trying to curtail anyone’s freedom to write shitty erotica, but trying to preserve a survivor’s right to go through their first week of university without having their trauma mocked. Fuck anyone who has an opinion on that. I put the mental health of survivors over the right to be complete knobs. I’d do it again.”Cherwell understands that police are currently investigating the incident, and that the legal concern is with the distribution of pornographic content rather than the controversial opinions expressed in the editorials. One featured article in the magazine was a graphic erotic story set in McDonald’s and entitled, ‘Finger me like one of your french fries’.Thames Valley Police and Jacob Williams have been contacted for comment.last_img read more

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Duchy and Waitrose join forces

first_imgWaitrose has joined forces in a new agreement with Duchy Originals which will give the supermarket the exclusive right to originate, manufacture, distribute and sell Duchy products.Waitrose aims to more than double the current range of 200 products to around 500, and will pay a royalty to Duchy Originals on all wholesale and retail sales.Products, including a range of biscuits and snacks, desserts and breads, will continue to be sold in all 214 Waitrose stores and new lines are planned from Spring 2010. Waitrose will also sell the products wholesale.To date, Duchy’s has donated almost £7million to charitable causes throughout the UK and overseas, and it is hoped that sales growth of the brand will generate a substantial increase in the royalties to charity.The deal has been spoken of by Waitrose MD Mark Price, as “a match made in heaven”. Andrew Baker, Chief Executive of Duchy Originals explained: “Because of our constitution, and the fact that we are owned by a charity, Duchy Originals has never been able to build up reserves for investing in future growth. This is a deal where everyone wins – it is good for Duchy Originals, good for Waitrose, good for our consumers and good for charity.”In July this year, due to its failure to turn a profit, Duchy Originals’ Cornish bakery was taken over by Tamar Foods, part of the Samworth Brothers Group, which now produces the brand’s sweet tarts under licence.last_img read more

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Gluten-free campaign launched to inspire Christmas caterers

first_imgDroppa & Droppa Specialist Foods the gluten-free training company, has launched its new campaign to help caterers provide for gluten-, wheat- and dairy-free customers.The Keep It Simple & Safe campaign, known as KISS, is encouraging coeliacs to send gluten-free Christmas-inspired recipes to the company, to post on its website.Jocelyn Droppa, one half of Droppa & Droppa, said: “As a manufacturer of food, I totally understand how difficult it is to cater for special diets when you have to serve over 200 covers at once. So, I have produced some gluten-, wheat- and dairy-free alternative recipes for caterers. “All the dishes are ‘naturally’ gluten- free and use regular kitchen ingredients, so there is no reason why these dishes (or similar ones) shouldn’t be on the menu for all diners to eat, not just coeliacs. They are not intended to be followed to the letter – more inspirational than anything else.”last_img read more

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A liberal Democrat and a QAnon-backing Republican converge on Capitol Hill for freshman orientation.

first_imgBy Friday, Ms. Bush took to Twitter that say that some of her Republican colleagues apparently were unfamiliar with Ms. Taylor, who was killed by the police in Kentucky in a case that drew international attention and sparked massive protests. – Advertisement – “It’s Day One, so I’m wearing my ‘Breonna Taylor’ mask,” she wrote. “A few of my Republican colleagues have called me Breonna, assuming that’s my name. It hurts. But I’m glad they’ll come to know her name & story because of my presence here. Breonna must be central to our work in Congress.” For her part, Ms. Greene, who was seen briefly removing her American flag mask upon checking in at orientation and declined to talk to reporters, ridiculed her new colleagues on Friday for promoting the wearing of face coverings to stop the spread of the coronavirus.“Our first session of New Member Orientation covered COVID in Congress,” she tweeted. “Masks, masks, masks …. I proudly told my freshman class that masks are oppressive. In GA, we work out, shop, go to restaurants, go to work, and school without masks. My body, my choice.”- Advertisement – On of the most striking features of the new class is the large number of Republican women. Of the 10 incumbent Democrats who lost their seats in last week’s election, eight were defeated by Republican women. “It’s not just Democrat women that have the monopoly on breaking glass ceilings; Republican women have been doing it all their lives,” said Representative-elect Nancy Mace of South Carolina, who knocked off a centrist Democrat. Ms. Mace is the first woman to graduate from the Citadel and the first to represent her state in Congress. “To see us double the number of Republican women in the House this year is pretty phenomenal. It doesn’t matter what your political affiliation is. If you want women to have a seat at the table, if you want to be in office, we have to run in order to win,” she said. “That’s what we did this year.” She appended the hashtag “#FreeYourFace.” The virus is surging in Georgia. Over the past two weeks, deaths are up 56 percent, hospitalizations are up 10 percent and new cases are up 26 percent. About 300 people died of the virus in Georgia in the past week. Representatives-elect Cori Bush, a progressive Democrat wearing a Breonna Taylor face mask, and Marjorie Taylor Greene, a QAnon-promoting Republican whose entourage sported MAGA gear, arrived at freshman orientation in Washington within minutes of each other on Thursday, offering vastly different visions for their parties and for a new Congress.The freshman class of the 117th Congress — featuring a surge of conservative women who stunned centrist Democrats at the polls last week, but also an ascendant left that ousted establishment Democrats in primaries — is undergoing an unusual pandemic-era orientation process on Capitol Hill. – Advertisement – Despite their deep ideological differences, many of the first-year lawmakers said they were hoping to collaborate. “We’re going have to be able to work together,” Ms. Bush said. “We have districts that have needs that are similar. Hopefully, they’re willing to listen to me. I’m willing to listen to them. I’m already seeing Make America Great Again hats, but I have on my Breonna Taylor. So we’re going to talk and hopefully this 117th, it will show the diversity.” – Advertisement –last_img read more

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Trump’s actions show he needs to go

first_imgWhy is he so paranoid? I hope Trump gets charged with obstruction, along with campaign collusion and money laundering with the Russians.It’s time we rethink how the nation’s attorney general is chosen. Our state has the best model: Let the taxpayers elect the attorney general. That will bring accountability and a degree of trust back into how the federal government operates.Trump is void of leadership skills. He has established a “tone at the top” which is anti-government, anti-environment and anti-democracy, and he should be removed from office. His coordinated FBI and Justice Department smear campaign with the House Republicans will hopefully backfire.Remember when the GOP was the law-and-order and deficit-spending hawks party? No more.Raymond HarrisGlenvilleMore from The Daily Gazette:Foss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Beware of voter intimidationEDITORIAL: Find a way to get family members into nursing homesEDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Urgent: Today is the last day to complete the census Comrade Trump’s meddling in the Russia investigation should be of considerable concern to us all. However, it appears that the majority of taxpayers are ignoring what is going on because Trump’s unpresidential distracting antics are boggling our minds. His constant denigration of our intelligence institutions, because they refuse to show unbridled “loyalty” to him, is both unpatriotic and anti-democratic. As president, he does get the privilege to nominate the attorney general and the FBI director. But historically, those functions serve the country, not the president like a cabinet appointment. Some say he’s just learning the role of president, which even some of his complicit Republican colleagues don’t buy.Firing FBI Director James Comey and presumably leaning on Deputy Attorney General Rob Rosenstein to apparently fire Special Prosecutor Robert Mueller in order to stop the Russia investigation is another obstruction of justice example.It sure seems like he has a lot to hide. Categories: Letters to the Editor, Opinionlast_img read more

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Ecuador exceeds 30,000 confirmed coronavirus cases

first_imgPresident Lenin Moreno said last week that the number of new coronavirus cases had stabilized and death counts were falling after the outbreak overwhelmed sanitary authorities in Guayaquil and ravaged the economy.Following a month of strict quarantine to curb the pandemic, the government said it would now allow some businesses to operate through phone and internet services for home deliveries, while also extending the hours of operation for taxis.The International Monetary Fund on Saturday confirmed it had approved $643 million in emergency assistance for Ecuador, citing the devastating effects the virus had on economy by plummeting oil prices and global demand.The country will maintain a 15-hour curfew, keep its borders closed and prohibit public transport. Ecuador on Monday exceeded 30,000 confirmed cases of the coronavirus, while the government launched a plan to start gradually relaxing quarantine measures that have been in place since mid-March.The South American country has confirmed 31,881 cases of COVID-19, the illness caused by the coronavirus, with 1,569 reported deaths and a further 1,336 deaths likely a result of the virus. Authorities have carried out 80,171 tests, which includes both rapid tests and molecular biological (polymerase chain reaction or PCR) testing.The government has warned the actual death toll is much higher than reports indicate, particularly in the largest city of Guayaquil, where corpses were left in homes or on streets for hours. Topics :last_img read more

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Demarai Gray says Arsenal ‘were playing backwards’ against Leicester City

first_imgThe winger came off the bench in Saturday’s win over the Gunners (Picture: Getty)Leicester City winger Demarai Gray says it is a measure of how good the side are performing that they forced Arsenal to ‘play backwards’ in Saturday’s Premier League victory.The Foxes have now won five straight matches in all competitions after goals from Jamie Vardy and James Maddison secured a 2-0 win at the King Power Stadium at the weekend.As well as piling the pressure on beleaguered Arsenal boss Unai Emery, the result also moves Leicester up to second place in the table – eight points behind leaders Liverpool. Demarai Gray says Arsenal ‘were playing backwards’ against Leicester City Second-half goals from Vardy and Maddison secured the win for Leicester (Picture: Getty)Arsenal lined up with a back three for the match – which more often looked like a back five – and Gray was keen to highlight how much more positive Leicester played than their opponents.AdvertisementAdvertisementADVERTISEMENT‘It was a nice win. It was a different kind of game,’ Gray told LCFC TV after the match.‘We had to be patient as they sat off us but we knew as long as we kept playing, we’d get the opportunities and Vards [Jamie Vardy] got us going.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘I said on the bench at the start of the game to JJ [James Justin], “If you look at them, they’re quite deep”.‘It’s kind of a compliment as we’ve got a team like Arsenal playing backwards. Arsenal fans have criticised Emery for his tactics and decisions in recent games (Picture: Getty)‘We’re a possession team, we keep the ball and keep it moving and, as I say, we had to grind them down and we did that in the end.’On opponents adjusting to stifle Leicester, he added: ‘We know every game in this league is going to be difficult and the opposition are going to set up differently every week. I think because we are doing so well, and teams know what we’re about.’MORE: Brendan Rodgers praises Unai Emery after Arsenal’s defeat to Leicester CityMORE: Patrick Vieira issues warning to Arsenal fans who want Unai Emery sackedMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City Commentcenter_img Metro Sport ReporterTuesday 12 Nov 2019 1:18 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link300Shares Advertisement Advertisementlast_img read more

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Estafa suspect falls

first_imgILOILO City – Charged with estafa, a manwas arrested in Barangay Aglibacao, Calinog, Iloilo. The court recommended an P18,000 bailbond for the suspect’s temporary liberty./PN The 26-year-old Niniel Bolivar wascaught on the strength of an arrest warrant around 12:30 p.m. on Jan. 11, apolice report showed. center_img He was detained in the lockup cell ofthe Calinog police station. last_img

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